An SMSF can offer varied options for your retirement nest egg

Seniors Retiring Planning

Key Benefits:

Investment Choice

– They have a wide variety of Investment Options and can give greater investment control.
– An SMSF can invest in:
Direct shares, Cash accounts, term deposits, bonds, commercial property, residential property, managed investments, precious metals, unlisted trusts, etc

Tax Strategies

– In accumulation phase, income from assets held in super is taxed at 15%. When retirement phase is entered, these same assets can be Income Tax and Capital Gains Tax free. With good tax planning and strategies in place your retirement savings can be maximised.


– SMSF’s allow flexibility for members to run multiple accounts in accumulation and pension phase. This would suit the type of investor looking to respond to legislation changes, economic conditions or personal/family situations

Planning Strategy

– Ideally, an individual’s plan is different to the “pool” of people in other larger APRA regulated Superannuation Funds. Only an Individual knows what retirement looks like to them and when it needs to happen. An SMSF with the right strategy can maximise investment options and tax planning strategies


– SMSF costs are fixed. The more your nest egg grows, the more cost effective it becomes to be in an SMSF.

Consolidating Superannuation Assets

– Members in an SMSF can combine their superannuation assets with up to three other members to create a larger fund balance to increase investment opportunities and returns on investment.

General Advice Warning

– The information contained above is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.
– Taxation, legal and other matters referred to above are of a general nature only an interpretation of laws existing at the time and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.


Bottrell Wealth
Bottrell Wealth are expert financial planners, with a vast array of experience with businesses of all shapes and sizes. Our knowledge extends past financial planning into, accounting, taxation, marketing and recruitment. With over 20 years dealing with businesses and individuals, Bottrell Wealth can help you reach your goals!

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