Bottrell Financial Planning Newsletter – June 2023
June 2023 Welcome to our June newsletter and, as the winter sets in and the end of the financial year approaches, it’s a good chance to spend some time tidying up and reviewing your finances. Concerns that the Reserve Bank may lift interest rates this month, along with the drama over the US debt ceiling […]
Bottrell Financial Planning Newsletter – May 2023
May 2023 As the days get shorter and temperatures begin to fall, Federal Treasurer Jim Chalmers is working to complete his second Budget, due to be delivered on Tuesday 9 May. All eyes will be on the Reserve Bank board next week as it meets prior to the Federal Budget to decide whether or not […]
Bottrell Financial Planning Newsletter – April 2023
April 2023 Welcome to our April newsletter and, as the days are getting shorter, there’s definitely a bit of a nip in the air. Share markets in Australia and overseas have rallied to end the month in a better position as the global banking system steadies itself and there are expectations of a tempering in […]
Bottrell Financial Planning Newsletter – March 2023
March 2023 With Autumn underway, the changing season is a reminder to take stock and prepare for what’s ahead as the financial year heads towards its final quarter and the May Federal Budget. The gloomy prospects for economic growth, both in Australia and overseas, are occupying the minds of investors, businesses and political leaders. The […]
Bottrell Financial Planning Newsletter – February 2023
February 2023 February marks the end of summer holidays for many of us and getting down to business for 2023. It can be a good time to reflect on plans and goals for the months ahead. China’s plans to kickstart its economy after the pandemic shutdown have been dominating the news this month and will […]
Bottrell Financial Planning Newsletter – January 2023
January 2023 As a new year begins, we wish everyone a happy, healthy and prosperous 2023. Many families will be glad to put 2022 behind them and although challenges remain, we look forward to better times ahead. As 2022 drew to a close, investors remained focused on inflation, interest rates and recession worries. Inflation is […]
Bottrell Financial Planning Newsletter – December 2022
December 2022 It’s December, summer is here and holidays are just around the corner. We take this opportunity to wish you and your family a happy festive season! The big story on the global economic front continues to be inflation, and how high interest rates will go to tame it. November began with the US […]
Bottrell Financial Planning Newsletter – August 2022
August 2022 It’s August and as winter draws to a close there’s snow in the Alps and the wattle is blooming. Many Australians will soon receive a sizeable tax refund, if they haven’t already, which should help ease those rising cost-of-living blues. Rising inflation and interest rates were the focus of attention in July. The […]
The Magic of Compound Interest
The Magic of Compounding The secret ingredient of successful investing Forget about location, location, location being the key to a good investment outcome. For now, let’s think of the most important ingredient as being regular, regular, regular! A regular savings plan can turn small amounts of money into a sum that can take you closer […]
Less debt, more savings
Less debt, more savings The word “thrifty” is rarely thought of in a positive sense but that’s not fair. If we continually spend more than we earn, our debts will eventually catch up and other words such as “default” or “bankrupt” might become more familiar. Being thrifty doesn’t mean doing without – quite the opposite. […]