Navigating the loan maze

A birds eye view over a large hedge maze

When choosing the right type of loan to suit your needs now and into the future, there are many factors to consider. What is the purpose of the loan? Credit cards provide immediate access to credit that can be used for many purposes, but the interest rate is high so they are best relied on […]

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Do you have $220,000 in a lost super account?

Flat lay of tablets of gold stacked haphazardly

Yes, that sounds incredible but the Australian Tax Office announced in November 2018 that there is an unclaimed (lost) superannuation account holding approximately $220,000! That’s enough to make you find out if it could be yours – or a family member’s? Anyone who has changed their name, address or job (that accounts for a few […]

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What is a ‘Child Maintenance Trust’?

A parent holds their newborns tiny feet

When relationships break down, child maintenance payments are often made from post-tax money. If this is a position you are facing, perhaps you might be interested in learning about a Child Maintenance Trust. According to the National Centre for Social and Economic Modelling (NATSEM), the cost of raising two children is estimated at $812,000. For […]

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10 common financial mistakes made before retirement

A man retires on an island with his feet up

Many of us would like to think that ‘older’ means ‘wiser’, but when it comes to money that isn’t always the case. The complexity of Australia’s superannuation and pension systems doesn’t help. The upshot is that there are a number of common mistakes that retiring and retired Australians make. What are those mistakes and how […]

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Three ways ETFs may Improve a Portfolio

Navigating the plethora of available investment options can be tricky and with access to new markets opening up, choosing the best way to find alpha, decrease risk or diversify is difficult. Exchange traded funds (ETFs) may be a useful tool for some investors. Firstly though it’s important to note that ETFs are considered by ASIC to […]

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