by Bottrell WealthShirley and Peter* had been married nearly 37 years when Peter died in a car crash. At 62, Shirley was suddenly single and unprepared. Peter had managed their financial affairs, but with his death, Shirley was thrust into a world she knew little about. Moreover, she was shocked to discover the true extent of their […]
by Bottrell WealthWith Australians marrying later in life and staying married for longer, the median age of divorce has risen over the last 20 years. It now stands at 45.5 years for males and 42.9 years for females. Couples who remain together into their 50s experience a lower divorce rate than younger age groups, but even so […]
by Bottrell WealthJust as everyone should have a trusted health professional to rely on, so should everyone have a trusted financial planner. Professional financial advice isn’t just for the wealthy. Financial planning is about establishing a long-term strategy to secure your financial future with the lifestyle and living standards you desire, regardless of your starting point. ‘Value’ […]
by Bottrell WealthGDP. If ever there were three letters designed to make us yawn, these would be solid contenders. So why are they so frequently on the lips of politicians, economists and finance journalists? More importantly, what does GDP mean for everyday Australians like you and me? Let’s get the boring bit out of the way first. […]
by Bottrell WealthI have to admit, I get a real buzz when I hear someone talking about not knowing what to do with their money. The buzz comes from the excitement I feel knowing that I can help them. It might be in some small way, but more often it’s enough to help make a major change […]
by Bottrell WealthWhat makes us change? Why do we resist making improvements in our lives? Often you know you should take some action but … but … there is always a reason not to. Let’s take an example You’ve had a few jobs over the years and been paid superannuation during each one. You have a number […]
by Bottrell WealthIf you have had different jobs with different employers over your working career you will probably have superannuation accounts in many different funds. Apart from the time it takes to keep track of these accounts, there are three more serious concerns of which you should be aware of. Investment strategy Choosing the right investments for […]
by Bottrell WealthWe all need something to look forward to and for many people the lure of discount airfares and package deals are irresistible; others have luxury holidays high on the agenda. And why not? We all love a holiday and what’s more, happiness, apparently, is not just in the holiday itself, but in the planning of […]
by Bottrell WealthDoes that give you a better idea of how much money you could really be throwing away? While the move is on to become a cashless society, notes and coins are likely to be with us for some time yet. ‘Touch and go’ payments may be increasing, but for many small purchases most of us […]
by Bottrell WealthWelcoming a new family member is exciting but with so many aspects of your life changing, when it comes to your finances & Baby budgeting some forward planning can make the transition so much easier. Fortunately, babies allow several months to prepare for their arrival and can be easy to get caught up in the […]